If the user has inquiry access, the account summary for the account is fetched along with balance from host. If the user does not have the inquiry access then the account balance field is shown as 'Not Available' to the user for that account. If no accounts are linked to the user, system throws an error stating 'No Accounts Found'. Where search criteria specified is incorrect, the related error messages are displayed. If backend is not available, the balance is fetched from the e-Banking database. T he following is the navigation for this option:.
Balances and statements in our Banking app
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This page shows current balance information for all of your savings, checking, certificate, and loan accounts. To quickly access the Account Summary from any page, click at the top of the page. Click on any account suffix to view information about that account. For a savings or checking account, you'll see the Account Details page showing transactions. For a certificate or loan, you'll see some information about the account first such as maturity date for a certificate, or amount due for a loan , then you can click a link to proceed to the Account Details transaction list.
An account balance is the amount of money present in a financial repository, such as a savings or checking account, at any given moment. The account balance is always the net amount after factoring in all debits and credits. An account balance that falls below zero represents a net debt—for example, when there is an overdraft on a checking account. For financial accounts that have recurring bills, such as an electric bill or a mortgage, an account balance may also reflect an amount owed. Your account balance shows your total assets minus total liabilities. Sometimes this can be referred to as your net worth or total wealth because it subtracts any debts or obligations from positive sums. For specific accounts at a financial institution, such as a checking account or a brokerage account, your account balance will reflect the current sum of funds or value of that account. For investments or other risky assets, your account balance will tend to change over time as security prices rise and fall in the market. Many other financial accounts also have an account balance.